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Does Every Business Have to Have Workers' Compensation Insurance?
I plan to start a small company with only a few employees. Do I need to have work Workers' Compensation Insurance?
Most likely, yes. Workers Compensation Insurance is typically mandated by state law for any companies that have employees. This insurance is designed to make sure that injured or disabled employees hurt on the job are compensated, and that the company's liability is eliminated or mitigated.
Make sure to find a good insurance agent to help you get the best deal and coverage. There are ways to mitigate the insurance premiums, and make sure to take advantage of those opportunities.
In addition, make sure to read these articles:
- What Happens When You Don't Have Enough Workers' Compensation Insurance?
- What You Need to Know About Workers' Compensation Insurance
- Understanding Workers' Compensation
- Employee Risk Management: Reduce Your Workers' Compensation Costs
- What You Can Expect from Your Workers' Compensation Insurance Broker
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